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Investment terms available from one month to five years.

6-Month
Term Deposit

 

For deposits over $5,000
Interest paid on maturity

4.85 % p.a.  

7-Month
Term Deposit

 

For deposits over $5,000
Interest paid on maturity

  4.80 % p.a.  

8-Month
Term Deposit

 

For deposits over $5,000
Interest paid on maturity

4.80 % p.a.  

12-Month
Term Deposit

 

For deposits over $5,000
Interest paid on maturity

  4.75 % p.a.  

Features & Benefits

If you have $5,000 or more saved and you won’t be needing it urgently, why not put into a Term Deposit and earn money on your money.

Rates

Choose a Term Deposit that works for you and your goals

Term Interest paid monthly
%p.a.
Interest paid 12 monthly
%p.a.
Interest paid on maturity
%p.a.
1 month - - 1.25% p.a.
2 month 1.10% p.a. - 1.40% p.a.
3 month 3.20% p.a. - 3.50% p.a.
4 month 4.35% p.a. - 4.65% p.a.
5 month 4.45% p.a. - 4.75% p.a.
6 month 4.55% p.a. - 4.85% p.a.
7 month 4.50% p.a. - 4.80% p.a.
8 month 4.50% p.a. - 4.80% p.a.
9 month 4.45% p.a. - 4.75% p.a.
10 month 4.20% p.a. - 4.50% p.a.
11 month 4.20% p.a. - 4.50% p.a.
12 month 4.45% p.a. - 4.75% p.a.
18 month 3.65% p.a. 3.85% p.a. 3.95% p.a.
24 month 3.65% p.a. 3.85% p.a. 3.95% p.a.
36 month 3.65% p.a. 3.85% p.a. 3.95% p.a.
48 month 3.65% p.a. 3.85% p.a. 3.95% p.a.
60 month 3.65% p.a.   3.85% p.a. 3.95% p.a.

 

Advertised interest rates may change without notice.
For deposits $5,000 to $500,000. For investments over $500,000 please contact us.

Terms and Conditions are available in our Guide to Term Deposits.

 

 

 

 

How to Apply

Start your application online today

Find out how much you'll earn on your term deposit.

Use our Term Deposit calculator to work out how much you could earn at maturity depending on the term of your account. 

Have some questions?

We’re here to help.

Helpful articles for you

Upon maturity, unless you provide us with new instructions, your Term Deposit will automatically roll over for an identical term at the current interest rate applicable to that term. When your funds are renewed for the same fixed term as before, the applicable interest rate may be higher or lower than the interest rate that you received in the previous term due to the rates we offer changing from time to time. Any withdrawal of part or all funds prior to maturity will be subject to 31 days' notice. If you are experiencing hardship and need to withdraw your funds on less than 31 days notice, please contact us immediately. Alternatively at the end of your term, should you wish to modify your Term Deposit, you may notify us 2 calendar days before but no later than 7 calendar days after the maturity date and:

  • Transfer your investment to a different term deposit

  • Deposit to or withdraw from the term deposit

  • Have the full amount of your term deposit paid to any of your other accounts with Auswide

  • Use the funds to pay any of your bills by BPAY®

To decide if a product is appropriate for you, please carefully read the relevant product terms & conditions or disclosure statement. View the Target Market Determination for this product.